The government of Kamal Nath offers health insurance coverage for state employees

BOPAL: Kamal Nath On Saturday, the government decided to cover 12.55 lakh of state employees, retirees and their families. The decision was made at the cabinet meeting headed by the prime minister at the secretary of state on Saturday afternoon.

Health Minister Tulsi Silawat said: Mukhya Mantri Samohik Swasth Bima Yojana (Prime Minister Group Health Insurance Plan) effective as of April 1 will make every government employee and his family eligible for medical treatment Free up to Rs 5 lakh per year. In some critical diseases, eligibility can be increased to Rs 10 lakh per year. Treatment with OPD (Department of outpatients) in hospitals will be free up to Rs 10,000 per year.

Claiming it as a historic decision made by the state government, Tulsi Silawat said that employees retired from the state government under previous regimes received free medications worth Rs 288 per year. While all employees will be eligible for Rs 5 lakh medical treatment, permission from a state-level medical board will be required to obtain approval to increase insurance coverage to Rs 10 lakh for specific critical illnesses.

Those who will be covered by the insurance plan include 5.73,752 state government employees from various departments, another 1.79,470 government school teachers and 4.91,666 retired state personnel. The implementation of the scheme will incur a financial burden of Rs 756.54 million in the treasury. The share of the premium will be deducted from employee salaries and the amount will be determined through salary grades.